1. Acceptance of Terms
2. Changes to Terms
The Company reserves the right to modify, amend, or update these Terms at any time, without prior notice. Any changes to these Terms will be posted on this page, and it is your responsibility to review them periodically. Your continued use of the Website after any changes to these Terms constitutes your acceptance of the revised Terms.
3. Website Content and Use
a. Ownership: The content, design, and materials on this Website, including text, graphics, logos, images, videos, and software, are the property of the Company or its licensors and are protected by copyright, trademark, and other intellectual property laws.
b. Permitted Use: You may use the Website for personal, non-commercial purposes only. You may not use the Website in a way that violates any applicable laws or regulations or infringes upon the rights of others.
c. Prohibited Activities: You agree not to engage in any of the following prohibited activities:
- Using the Website for any unlawful purpose.
- Attempting to gain unauthorized access to the Website or its servers.
- Interfering with or disrupting the operation of the Website.
- Engaging in any conduct that restricts or inhibits any other user from using or enjoying the Website.
- Uploading or transmitting viruses, malware, or any other harmful code.
- Engaging in any data scraping, data mining, or automated data collection activities without our prior written consent.
4. User Accounts
a. Registration: Some features of the Website may require you to register for an account. When registering, you agree to provide accurate and complete information and to keep your account credentials confidential. You are responsible for all activities that occur under your account.
b. Account Termination: The Company reserves the right to suspend, terminate, or restrict your access to the Website or your account, at its sole discretion and without notice, for any violation of these Terms or for any other reason.
6. Third-Party Links and Content
The Website may contain links to third-party websites, products, or services. These links are provided for your convenience, and the Company does not endorse or control the content or policies of these third-party websites. Your interactions with third-party websites or services are solely between you and the third party, and the Company is not responsible for any damages or losses resulting from such interactions.
a. No Financial Advice: The content provided on this Website is for informational purposes only and should not be considered as legal, financial, or credit counseling advice. You should consult with a qualified financial advisor or credit counselor before making any financial decisions.
b. No Warranty: The Company makes no warranties or representations about the accuracy, reliability, completeness, or timeliness of the information provided on the Website. Your use of the Website is at your own risk.
8. Limitation of Liability
To the fullest extent permitted by applicable law, the Company, its officers, directors, employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising out of or in connection with your use of the Website.
You agree to indemnify, defend, and hold harmless the Company and its affiliates from and against any claims, losses, liabilities, expenses, damages, and costs, including attorneys' fees, arising out of or in connection with your use of the Website, your violation of these Terms, or your violation of any applicable laws or regulations.
10. Governing Law and Jurisdiction
These Terms are governed by and construed in accordance with the laws of Multnomah County, without regard to its conflict of law principles. Any disputes arising from or related to these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of Multnomah County.
11. Contact Information
If you have any questions or concerns regarding these Terms or the content of our Website, please contact us at email@example.com.